June 15, 2013

Liquor Liability Insurance for Businesses that Deal with Alcohol

Liquor store, bar, restaurant, distillery, brewery? If your business has anything to do with alcohol; then your business needs liquor liability insurance for your own protection. Serving, selling or making alcohol opens  your business up to an extensive and expansive list of liabilities. Liquor liability insurance will protects your business from a loss or damages that result from claim against your business as a result of alcohol.

These claims most often concern clients or customers who have consumed too much alcohol causing injury to themselves to others or to property. Unfortunately, damages for claims filed as a result of liquor liability can be very high. Liquor liability insurance is your only protection against these claims. Too often business lack the right amount of coverage, exposing themselves to high liability. In many cases, liquor liability insurance can save your business. If you have business insurance, and you serve, sell, brew or distill liquor, be sure your insurance coverage includes liquor liability.

Liquor liability insurance coverage can be purchased as a separate liability policy or you can add it on to your commercial policy. Standard liability insurance does not protect your business. If your business deals in liquor, for the most protection your business should have liquor liability. For more information contact TriState Insurance.